Category:
Mortgage

HELOC on laptop screen

HELOCs on the Rise: Why You Should Be Careful

By Bill Fay | October 18, 2018

Across America, home values are on the rise again, surging with the economy. With that surge, homeowners eager to scratch a pent-up-demand itch once again are taking out HELOCs, or home…

Lady holding card that says, "Pay off your mortgage"

Paying off a 30-Year Mortgage Early

By Bents Dulcio | June 4, 2018

Buying a house has never been cheap, but lately, it’s become more challenging for homeowners to lock in an affordable interest rate that helps pay off the mortgage early. Paying…

Man on Computer applying for a Home Equity Line of Credit

How Much Home Equity Can I Borrow?

By Mike Capuzzo | May 10, 2018

It’s time to enlarge the kitchen, add that fourth bedroom before the new baby arrives, or book the summer beach house on the Outer Banks you’ve always dreamed about. It’s…

Happy Couple in home with dog

Adjustable Rate Mortgage: How they Work, Pros and Cons

By Bill Fay | March 29, 2018

Adjustable Rate Mortgage – Universally known as ARMs – have cleaned up their image enough to once again be considered a useful product in the home-buying market. An adjustable rate…

is it time to refinance your mortgage

Considering Refinancing? Do It NOW!

By Bill Fay | March 15, 2018

Interest rates are going up, so it’s time to seriously consider refinancing your home loan. Or if you want to buy a house, it would be wise to seriously consider doing…

Happy Couple looking at different mortgages

Types of Reverse Mortgages

By Bill Fay | March 1, 2018

Reverse mortgages allow homeowners 62 and older to extract home equity without selling their houses. Reverse mortgage issuers pay cash to owners in lump sums or over time. You do…

Interest Rate for HELOC - Small House sitting on top of cash

How to Get the Best Rate on a HELOC

By Bill Fay | January 24, 2018

Once you know what a HELOC — a home-equity line of credit — is and how you intend to use it, one key question remains: How do I get the…

3D Illustration of model homes on wood flooring with % sign inside

Today’s Mortgage Rates: How to Get the Best Interest Rate

By Bill Fay | November 1, 2017

[mlrates] What is a Mortgage Rate? A mortgage rate is the rate of interest charged on by a mortgage lender. Mortgage interest is included in a home loan’s monthly payment.…

Home on top of coins

Interest-Only Mortgages

By Robert Shaw | September 27, 2017

Interest-only mortgages are structured in various ways, but they share a basic concept: Borrowers don’t pay down the principal on their loan for a period, usually 3-10 years. That means…

Home Refinance papers, pen and money

Mortgage Re-Fi

By Bill Fay | September 26, 2017

To get a good deal on a refinance, consumers need to do their research, shop around for a lender and ask questions before committing to a new mortgage. Here are…