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Americans’ Median Net Worth Drops 40 Percent

By Bill Fay | August 3, 2012

What a difference a few years can make in the typical American household. The Federal Reserve recently announced that the median U.S. household lost nearly 40 percent of its wealth…

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Fannie Mae, Freddie Mac Reject Principal-Reducing Mortgage Bailouts

By Bill Fay | August 1, 2012

Homeowners facing potential foreclosure with mortgages backed by Fannie Mae and Freddie Mac will not be getting any principal-reduction bailouts, based on a decision announced this week by the Federal…

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Capital One to Pay $210 Million in Refunds to Credit Card Customers, Fines

By Bill Fay | July 26, 2012

More than 2 million Capital One credit card customers can expect to receive money back this year after a recent investigation completed by the Consumer Financial Protection Bureau (CFPB) revealed…

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Credit Reporting Agencies Soon to Gain Federal Oversight

By Bill Fay | July 25, 2012

After years with little or no oversight, more than 30 U.S. consumer reporting firms will fall under the eye of the Consumer Financial Protection Bureau (CFPB) starting September 30. It…

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Abusive Debt Collectors on the Rise

By Bill Fay | July 24, 2012

Between mortgages, home equity loans, credit cards and hospital bills, millions of Americans are said to be living on the financial edge, deep in debt. Companies and banks, frustrated with…

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Banks Institute Stricter Rules for Mortgages

By Bill Fay | July 24, 2012

While the once sluggish real estate market has reportedly been on an upswing in recent months, it may actually become more challenging to take advantage of current low housing prices…

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Small Businesses Show Recent Signs of Recovery

By Bill Fay | July 20, 2012

There is good news for small business owners and entrepreneurs considering a new venture — lenders are steadily increasing their volume of small business loans. In May, the overall number…

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Older Homeowners Hit Hard by Mortgage Crisis, Study Suggests

By Bill Fay | July 19, 2012

America’s mortgage crisis affected millions of older homeowners just at the time when their retirement nests should be heavily feathered, according to a study from the Public Policy Institute of…

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For Record Number of Seniors, Golden Years Mean More Work

By Bill Fay | July 19, 2012

They can be found diligently working in local grocery stores, offices, department stores and within the health care industry – they’re Americans aged 65 and older who remain active in…

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Report: 700,000 U.S. Homeowners Regain More Equity

By Bill Fay | July 19, 2012

There’s good news on the horizon for homeowners and the national economy this financial quarter: More than 700,000 U.S. households regained positive equity in their properties, according to a new…

Sources:

  1. Americans' wealth dropped 40%. (2012, June 11.) Retrieved from http://www.whptv.com/news/local/story/Americans-wealth-dropped-40/8ZwjBc955UevessxPTHE2g.cspx
  2. Mullaney, T. Fed: Recession kicked median household wealth to 1992 level (2012, June 13). Retrieved from:
  3. http://www.usatoday.com/money/economy/story/2012-06-11/wealth-shrank-in-recession-fed-says/55528036/1
  4. Luhby, T. Wealth implosion: It's not just housing. (2012, June 19). Retrieved from: http://money.cnn.com/2012/06/19/news/economy/net-worth-housing/index.htm